When does a soft vs. hard credit pull occur during the application?

Our application instantly decisions customers using a soft credit pull, which does not impact their credit score. ✅

Here is how it works:

• Soft Pull: Performed initially to check eligibility and present available loan offers.
• Hard Pull: Occurs only if your customer chooses a loan offer and elects to move forward with the application.

Your customer will always be notified and must explicitly agree before any hard credit pull occurs.